Yes, there is certainly a loan cost on all Direct Subsidized Loans and Direct Unsubsidized Loans. The loan fee is a portion for the loan quantity and it is proportionately deducted from each loan disbursement. The portion differs based on whenever loan is first disbursed, as shown within the chart below.
Loan Costs for Direct Subsidized Loans and Direct Unsubsidized Loans
First Disbursement Date